Lending Center
Salary Advance Loans
RTP Federal Credit Union offers Salary Advance Loans to assist members in getting the extra cash they need when a paycheck isn't coming right away. This alternative to payday lending, with it's high interest rates and hard to follow terms, keeps the member in mind with lower interest rates and the reassurance and convenience of borrowing with the credit union where you are a member-owner.
Salary Advance Loan rates and terms:
- Maximum loan amount is $600.00 for members with direct deposit
- Maximum loan amount is $300.00 for members without direct deposit
- Terms up to 3 months
- Must be a member for at least 6 months and must be in good standing at the time of the loan
- Maximum of 4 Salary Advance Loans per 12 month period
Call (919) 941-5700 to speak with us about a Salary Advance Loan.
*Restrictions apply. Rate and terms may vary based on credit history and profile.
