How Does RTP FCU Handle Your Personal Information?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
The type of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security Number
- Transaction History
- Account Balances
- Account Transactions
- Payment History
- Checking Account Information
We do not disclose information about former members, except as permitted by law.
All financial companies need to share members' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members' personal information; the reasons RTP Federal Credit Union chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information
For our everyday business purposes such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus.
- Does RTP FCU share? Yes Can you limit this sharing? No
For our marketing purposes to offer our products and services to you.
- Does RTP FCU share? Yes Can you limit this sharing? Yes
For joint marketing with other financial companies.
- Does RTP FCU share? Yes Can you limit this sharing? No
For our affiliates' everyday business purposes - information about your transactions and experiences.
- Does RTP FCU share? No Can you limit this sharing? We don't share
For non-affiliates to market to you.
- Does RTP FCU share? No Can you limit this sharing? We don't share
What we do
How does RTP Federal Credit Union protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also maintain other physical, electronic, and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.
How does RTP Federal Credit Union collect my personal information?
We collect your personal information, for example, when you give us your income information, provide employment information, give us your contact information, make a wire transfer, and show your driver's license. We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing?
Federal law gives you the right to limit only sharing for affiliates' everyday business purposes (information about your credit worthiness), affiliates from using your information to marketing to you, and sharing for non-affiliates to market to you. State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates - Companies related by common ownership or control. They can be financial and non-financial companies. RTP Federal Credit Union has no affiliates.
Non-affiliates - Companies not related by common ownership or control. They can be financial and non-financial companies. RTP Federal Credit Union does not share with non-affiliates so they can market to you.
Joint Marketing - A formal agreement between non-affiliated financial companies that together market financial products or services to you. Our joint marketing partners include TruStage (formerly CUNA Mutual Insurance).
Questions?
Call (919) 941-5700 visit www.rtpfcu.org
